Benardi Benardi, and Novrizal. “Bridging Financial Gaps: A Qualitative Literature Review on Government Loan Programs and Small Business Growth under Credit Constraints”. International Journal of Business, Marketing, Economics & Leadership (IJBMEL) 3, no. 1 (February 4, 2026): 1–13. Accessed May 5, 2026. https://www.jurnal-mnj.stiekasihbangsa.ac.id/index.php/IJBMEL/article/view/406.