BENARDI BENARDI; NOVRIZAL. Bridging Financial Gaps: A Qualitative Literature Review on Government Loan Programs and Small Business Growth under Credit Constraints. International Journal of Business, Marketing, Economics & Leadership (IJBMEL), [S. l.], v. 3, n. 1, p. 1–13, 2026. DOI: 10.70142/ijbmel.v3i1.406. Disponível em: https://www.jurnal-mnj.stiekasihbangsa.ac.id/index.php/IJBMEL/article/view/406. Acesso em: 5 may. 2026.